EFTPOS Savings · Limited Time Offer

0.92% flat rate Super Saver EFTPOS

One low flat rate for every Visa, Mastercard and eftpos payment. Card surcharging ends on 1 October 2026, so your processing rate now comes straight out of your margin. Lock in a lower one.

0.92%^ flat rate (ex GST) on all Visa, Mastercard and eftpos cards
No lock-in contract
Accepts Apple Pay, Google Pay and Samsung Pay
Works with Kokipay Smart POS, which is $0 forever

Local Australian teamDesigned for PCI complianceLimited time deal

Your Kokipay EFTPOS terminal, delivered and installed.

Step 1 of 3: begin your signup

Tell us about your business to secure your 0.92% rate. You will then receive an email to complete the rest, and our team will guide you at every step.

^ Rate is exclusive of GST and applies to Visa, Mastercard and eftpos transactions. Limited time offer. Terminal rental applies; see the FAQs below.

What you get

Your Kokipay EFTPOS terminal

A handheld touchscreen terminal that takes every way your customers want to pay, delivered and installed for you.

Accepts all major cards, Apple Pay, Google Pay and Samsung Pay
Digital and print receipts
Works standalone or with Kokipay Smart POS
Delivered and installed, with our team guiding you at every step

Secure my 0.92% rate

In short

What does the 1 October 2026 surcharge change mean for my business?

From 1 October 2026, eftpos, Visa and Mastercard are introducing no-surcharge rules in Australia, so businesses can no longer pass card fees on to customers as a surcharge. Your card processing rate now comes straight out of your margin, which makes a low flat rate the simplest way to protect it. Super Saver EFTPOS is 0.92% (ex GST) across Visa, Mastercard and eftpos.

Super Saver EFTPOS

0.92% flat rate (ex GST)
All Visa, Mastercard and eftpos cards
No lock-in contract
Integrates with Advanced Smart POS

Quick and Secure Transactions

Why businesses switch to Kokipay EFTPOS

Upgrade your payment experience with Kokipay's innovative EFTPOS solutions. Efficient, secure, and designed to adapt to your business requirements.

Low-Cost Flexibility

A low flat rate of 0.92% (ex GST) for all Visa, Mastercard and eftpos cards, so every card costs the same to accept.

No Lock-in Freedom

No lock-in contracts, so you stay flexible as your business changes.

Every Way Customers Pay

Accept all major cards plus Apple Pay, Google Pay and Samsung Pay with secure NFC.

Secure Transactions

Designed for PCI compliance, with payment information secured end-to-end and fraud detection built in.

Simply Connects with POS

Integrates with Kokipay Smart POS and online ordering, or runs as a standalone terminal.

Powerful Payment Solutions

Whether you're a digital-only small business or a large retailer with franchises, our EFTPOS provides personalised payment moments.

How signup works

Three steps to lower EFTPOS fees

Our team will guide you at every step, with regular email and SMS updates.

Begin your signup
Complete the short form on this page to start your signup.
Finish your details by email
You receive an email to continue your signup: complete your business details, verify your identity (KYC) and provide your payout bank details.
EFTPOS delivered and installed
Your EFTPOS terminal is delivered and installed, and you can start saving.

Begin signup: secure 0.92%

Bakery customer paying by card on a Kokipay EFTPOS terminal

Accepts cards, mobile wallets, contactless

Multiple Payment Methods

Ensure a smooth and flexible payment experience for your customers with our system that supports various payment options. Whether your customers prefer traditional methods or the latest digital wallets, our system makes it easy to process all transactions efficiently.

Accept all major cards with ease.
Process payments via Apple Pay, Google Pay, and Samsung Pay.
Facilitate secure NFC transactions.

Secure my 0.92% rate

FAQ

Super Saver EFTPOS FAQs

What is the Kokipay Super Saver EFTPOS rate?

Super Saver EFTPOS is a flat 0.92% (ex GST) for all Visa, Mastercard and eftpos transactions. It is a limited time offer.

Are there any other fees?

There is a $28 per month terminal rental fee. There are no lock-in contracts.

Can Australian businesses still surcharge card payments?

From 1 October 2026, eftpos, Visa and Mastercard are introducing no-surcharge rules in Australia following the Reserve Bank of Australia’s review of retail payments, and American Express, UnionPay and PayPal have said they will do the same. That means businesses can no longer add a fee because a customer pays by card, so a low flat rate matters more than ever.

How do I lower my card payment costs without surcharging?

Move to one low flat rate so every card costs the same to accept, avoid plans with lock-in contracts so you can always switch to a better deal, and integrate EFTPOS with your POS to cut keying errors. Kokipay Super Saver EFTPOS covers all three at 0.92% (ex GST).

Is there a lock-in contract?

No. There are no lock-in contracts.

How do I sign up?

In three steps. First, complete the form on this page to begin your signup. Second, you receive an email to continue: complete your business details, verify your identity (KYC) and provide your payout bank details. Third, your EFTPOS terminal is delivered and installed, and you can start saving. Our team guides you at every step with regular email and SMS updates.